WHAT DOES HOWARD HANNA MORTGAGE SERVICES DO WITH YOUR PERSONAL INFORMATION?
To download and/or print the Howard Hanna Mortgage Services Privacy Notice, click here.
Why?
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:- Social Security number
- Income
- Transaction history
- Credit history
- Credit scores
- Mortgage rates and payments
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Howard Hanna Mortgage Services chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
- Does Howard Hanna Mortgage Services share? Yes
- Can you limit this sharing? No
For our marketing purposes
to offer our products and services to you
- Does Howard Hanna Mortgage Services share? Yes
- Can you limit this sharing? No
For joint marketing with other financial companies
- Does Howard Hanna Mortgage Services share? No
- Can you limit this sharing? We don't share
For our affiliates' everyday business purposes
information about your transactions and experiences
- Does Howard Hanna Mortgage Services share? Yes
- Can you limit this sharing? No
For our affiliates' everyday business purposes
information about your creditworthiness- Does Howard Hanna Mortgage Services share? Yes
- Can you limit this sharing? Yes
For our affiliates to market to you
- Does Howard Hana Mortgage Services share? Yes
- Can you limit this sharing? Yes
For nonaffiliates to market to you
- Does Howard Hana Mortgage Services share? No
- Can you limit this sharing? We don't share
To limit our sharing
Mail the form below Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
What We Do
How does Howard Hanna Mortgage Services protect my personal information?
- To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Howard Hanna Mortgage Services collect my personal information?
We collect your personal information, for example, when you
- Apply for a loan
- Give us your income information
- Apply for financing
- Give us your wage statements
- Provide your mortgage information
- We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you, State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
- Your choices will apply to everyone on your account
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include:
- Financial companies such as: Howard Hanna Insurance Services, Inc.
- Nonfinancial companies such as: Howard Hanna Real Estate Services, Barristers Land Abstract and Erie Title Barristers Group and Ohio Title Insurance Agency.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.- Howard Hanna Mortgage Services does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Howard Hanna Mortgage Services doesn't jointly market.